I believe that we have been entrusted to take care of the earth and that we have a responsibility to do our best. At the end of the day, regardless of faith or creed, I think most people want to look back and think they've done a good job with managing the wealth they've been blessed with.
Maria Dawes
Managing an investment portfolio isn’t just about selecting securities that have the best chance of achieving a stated return.
The Canada Pension Plan (CPP) and Old Age Security (OAS) are hot topics for those entering their 60’s. A common question that comes up when we meet with those looking ahead to retirement is: When should I begin taking my CPP and OAS benefits? In this two-part series we will shed light on CPP and OAS separately, as well as provide some guidelines for when you should apply to receive benefits from these programs.
Capstone Asset Management
One of the most common questions I get asked is, “What should I do to prepare for a market correction?”
Discovering one’s investment risk tolerance can be quite challenging for some people.
Many people today are striving to be good stewards of the wealth that they’ve been entrusted with, but too often I see them trying to accomplish this by simply chasing the highest returns.
Saving for the future can be very difficult because there are so many priorities competing for each dollar. I see so many people delaying their long-term savings goals because it just doesn’t feel achievable. But the power of compound interest covered in the last blog demands that you start as soon as possible!
Everyone knows that saving for the future is critical. We have all had to make sacrifices to buy large ticket items, such as our first car and home. While discussed probably more than any other financial topic, preparing and saving for retirement is still a blackhole concept filled with intimidation and uncertainty.
Growing trade tensions, Brexit negotiations, Germany's slowing economy, inverted bond yields and a stalling housing market. These are just some of the factors that created a noisy first quarter in 2019.
