When tackling this question with clients, I often start with a budget.
Janet Kim Sing
The big question is, ‘how can we be content with our financial situation?’ I think that, for starters, we need to be able to look for the positive through any circumstances whether we deem them to be good or tough.
How can we learn to be content with our current financial situation?
As a Portfolio Manager and Certified Financial Planner, I commonly see people who believe all their registered accounts (i.e., LIRA, LRSP, RRSP, RRIF, etc.) will end up going to their children when both spouses die.
Maria Dawes
Matthew 22:21 tells us, “…give to Caesar what is Caesar’s, and to God what is God’s.” And so right out of the gate, I want to say that those who are paying high taxes may not be bad stewards of their material resources.
A very common question I’m asked is, “Should I be utilizing my RRSP or my TFSA for long-term saving?”
The Canada Pension Plan (CPP) and Old Age Security (OAS) are hot topics for those entering their 60’s. A common question that comes up when we meet with those looking ahead to retirement is: When should I begin taking my CPP and OAS benefits? In this two-part series we will shed light on CPP and OAS separately, as well as provide some guidelines for when you should apply to receive benefits from these programs.
Capstone Asset Management
Growing trade tensions, Brexit negotiations, Germany's slowing economy, inverted bond yields and a stalling housing market. These are just some of the factors that created a noisy first quarter in 2019.
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