As the deadline for RRSP contributions looms ahead, I have noticed more advertisements around local banks marketing RRSP loans. In theory, it sounds like a good idea to use a loan to contribute to your RRSP, thus triggering a tax deduction while enabling you to save for retirement. However, there are a few things to keep in mind when considering a decision like this.
Capstone Asset Management
Investors were subjected to a dramatic drop in the North American stock markets as 2018 drew to a close. Many factors contributed to this volatility, such as rising interest rates, Canadian oil price declines, trade tensions, and concerns about slowing global growth. In this year-end edition of Investors' Journal take a look at the economic review for 2018, and read about changes to Capstone's Traditional Equity Pool.
The financial FIRE movement is spreading quickly. If you are new to this hot topic, read on to learn more about it.
Steady and stable progress has been the theme throughout the latest quarter in both Canada and the United States. In this edition of Investor's Journal we will provide you with an economic update, as well as give you a glimpse into the way we choose new investments.
An annuity is an insurance policy that guarantees a series of payments for life. The payments are composed of capital, insured capital and interest. The purchase of an annuity may be something to consider if you are worried about longevity risk, but first…read the fine print.
Are you able to describe the different risks that can influence your portfolio? In this edition of Investors' Journal we will describe those risks, as well as provide you with a market update and recent changes to our team.
During times of unrest and uncertainty, our approach remains grounded in our investing principles.
Raising a young family is challenging and when you throw into the mix the associated financial costs, it can become overwhelming. We have put together a few thoughts on how to survive those ‘crunch years’ and perhaps even set aside some extra funds for retirement. An ambitious goal? We will let you decide.
It has been a busy month with our Chief Investment Officer, Glenn Murray, traveling to Hong Kong and Vietnam and the Compliance & Operations team welcoming a new team member.
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