NEWS & RESOURCES

Investing Tips

Understanding the Subtleties of the Canada Pension Plan and Old Age Security (Part 1 of 2)

March 19, 2019
The Canada Pension Plan (CPP) and Old Age Security (OAS) are hot topics for those entering their 60’s. A common question that comes up when we meet with those looking ahead to retirement is: When should I begin taking my CPP and OAS benefits? In this two-part series we will shed light on CPP and OAS separately, as well as provide some guidelines for when you should apply to receive benefits from these programs.
READ MORE

Investing Tips

Should I take out a loan to fund my RRSP?

February 08, 2019
As the deadline for RRSP contributions looms ahead, I have noticed more advertisements around local banks marketing RRSP loans. In theory, it sounds like a good idea to use a loan to contribute to your RRSP, thus triggering a tax deduction while enabling you to save for retirement. However, there are a few things to keep in mind when considering a decision like this.
READ MORE

Investing Tips

Annuities: reading the fine print

September 13, 2018
An annuity is an insurance policy that guarantees a series of payments for life. The payments are composed of capital, insured capital and interest. The purchase of an annuity may be something to consider if you are worried about longevity risk, but first…read the fine print.
READ MORE

ENTER YOUR EMAIL TO SUBSCRIBE TO OUR ENEWSLETTERS